401(k) Employer Match Calculator
Enter your salary, contribution rate, and your employer's match terms to see exactly how much extra money you're getting each year.
About this calculator
Calculate how much free money your employer will contribute to your 401(k) based on your salary, contribution rate, and your employer's match formula.
Frequently Asked Questions
What is a 401(k) employer match?
It's additional money your employer contributes to your retirement account based on how much you contribute, usually up to a certain percentage of your salary.
Why is there a cap?
Most employers only match contributions up to a set percentage of your salary, meaning any contribution beyond that cap won't receive additional matching funds.
Should I contribute enough to get the full match?
Yes, in most cases contributing enough to capture the full employer match is considered essential since it's effectively free money added to your retirement savings.